Yes. Our Apex MEC products comply with all rules and regulations Pertaining to Penalty A of the ACA. See the compliance opinion letter under the “About” tab on the website.
Yes. Covered are all mandated Preventative benefits required by the PPACA.
A complete list is available at Healthcare.gov
The Apex Group Plan Solutions are self-insured. Apex Management Group offers, through a self-funded model, a four (4) year rate lock at a static premium level. However, Apex reserves the right to increase pricing on an annual basis no greater than 3% based on an individual client identified “loss ratio.”
Our partner organization offerings are always paired with our Apex plans, and designed guard against the risk associated with paying for high end medical services including hospitalization. Depending on the chosen healthcare solution, our partner organization offerings include
Interest in these alternative offering continues to grow as employees and individuals seek cost saving measures into benefits programs and personal budgets. Employees are becoming increasingly responsible for funding their own growing out-of-pocket expenses. These offerings provide affordability and excellent healthcare coverage.
Although every situation is different, our experience has shown our solutions provide a savings over conventional health insurance plans ranging from 30-50%.